Murray, KY

The affordability dashboard for Murray, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 29,655 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $50,198, median home value of $190,300, median rent of $884 per month, and 33.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,098 per month (studio $785, 1BR $837, 3BR $1,317, 4BR $1,454). Department of Labor data lists infant center-based childcare at $5,789 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Murray, KY include commute. Pressure points are income. Unemployment currently reads 4.6% and poverty 18.9% — numbers worth keeping alongside the headline grade.