F

Naples, ID

Source:

Affordability Score: 36/100

Population: 1,719 · 1 ZIP codes

The affordability dashboard for Naples, ID aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,719 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $48,859, median home value of $545,000, median rent of per month, and 15.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $737, 1BR $742, 3BR $1,353, 4BR $1,632). Department of Labor data lists infant center-based childcare at $6,260 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 0.0% and poverty 28.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,859
Median household income
Education F
15.2%
Bachelor's degree or higher
Housing F
11.2x
Home value $545,000 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,260/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$48,859
▼ 21% vs national
Per Capita Income
$39,465
Unemployment Rate
0.0%
Poverty Rate
28.9%

Housing

Median Home Value
$545,000
▲ 98% vs national
Median Rent
Owner Occupied
74.2%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$742
2BR
$973
3BR
$1,353
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.2%
▼ 15 ppt vs national
High School+
57.5%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$6,260/yr
13% of income
Toddler (Center)
$6,031/yr
Preschool (Center)
$5,565/yr
School-Age (Center)
$5,403/yr

What This Means

Naples, ID receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 1,719. Challenges include income and education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Naples ZIP Codes
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What are common questions about this dashboard?

Is Naples, ID affordable?
Naples, ID receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,859. Median home value is $545,000.
What is the cost of living in Naples?
Key cost metrics: 2BR fair market rent $973/mo. Infant childcare $6,260/yr. Median home value $545,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →