F

Navajo Dam, NM

Source:

Affordability Score: 8/100

Population: 464 · 1 ZIP codes

The affordability dashboard for Navajo Dam, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 464 residents, then layers in county-level federal data to produce an overall grade of F (8/100). The headline inputs are median household income of $21,007, median home value of $109,200, median rent of per month, and 8.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,085 per month (studio $882, 1BR $885, 3BR $1,509, 4BR $1,630).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent. Unemployment currently reads 17.8% and poverty 24.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$21,007
Median household income
Education F
8.4%
Bachelor's degree or higher
Housing F
5.2x
Home value $109,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,085/mo
2BR fair market rent (62% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$21,007
▼ 66% vs national
Per Capita Income
$28,695
Unemployment Rate
17.8%
Poverty Rate
24.9%

Housing

Median Home Value
$109,200
▼ 60% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,085/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$882
1BR
$885
2BR
$1,085
3BR
$1,509
4BR
$1,630

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.4%
▼ 22 ppt vs national
High School+
61.5%
Median Age
62.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Navajo Dam, NM receives an overall affordability grade of F (8/100), aggregated from 1 ZIP codes with a total population of 464. Challenges include income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Navajo Dam, NM affordable?
Navajo Dam, NM receives an overall affordability grade of F (8/100) based on Census, HUD, FBI, and DOL data. Median household income is $21,007. Median home value is $109,200.
What is the cost of living in Navajo Dam?
Key cost metrics: 2BR fair market rent $1,085/mo. Median home value $109,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →