F

Needles, CA

Source:

Affordability Score: 16/100

Population: 5,321 · 1 ZIP codes

The affordability dashboard for Needles, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,321 residents, then layers in county-level federal data to produce an overall grade of F (16/100). The headline inputs are median household income of $40,068, median home value of $163,900, median rent of $742 per month, and 11.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,201 per month (studio $1,692, 1BR $1,777, 3BR $2,912, 4BR $3,514). Department of Labor data lists infant center-based childcare at $19,981 per year, consuming 50% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 15.2% and poverty 28.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,068
Median household income
Education F
11.3%
Bachelor's degree or higher
Housing F
4.1x
Home value $163,900 vs income
Commute N/A
N/A
Average commute time
Rent F
$2,201/mo
2BR fair market rent (66% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$19,981/yr
Center-based infant care (50% of income)

Income & Employment

Median Income
$40,068
▼ 35% vs national
Per Capita Income
$29,830
Unemployment Rate
15.2%
Poverty Rate
28.6%

Housing

Median Home Value
$163,900
▼ 40% vs national
Median Rent
$742/mo
Owner Occupied
54.4%
2BR Fair Market Rent
$2,201/mo
▲ 83% vs national

Fair Market Rents by Bedroom

Studio
$1,692
1BR
$1,777
2BR
$2,201
3BR
$2,912
4BR
$3,514

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.3%
▼ 19 ppt vs national
High School+
40.8%
Median Age
50.1
Avg. Commute

Childcare Costs

Infant (Center)
$19,981/yr
50% of income
Toddler (Center)
$11,511/yr
Preschool (Center)
$8,996/yr
School-Age (Center)
$4,959/yr

What This Means

Needles, CA receives an overall affordability grade of F (16/100), aggregated from 1 ZIP codes with a total population of 5,321. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Needles, CA affordable?
Needles, CA receives an overall affordability grade of F (16/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,068. Median home value is $163,900.
What is the cost of living in Needles?
Key cost metrics: Median rent $742/mo. 2BR fair market rent $2,201/mo. Infant childcare $19,981/yr. Median home value $163,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →