C+

Nelson, VA

Source:

Affordability Score: 60/100

Population: 613 · 1 ZIP codes

The affordability dashboard for Nelson, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 613 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $54,853, median home value of $127,600, median rent of $676 per month, and 26.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $950 per month (studio $719, 1BR $724, 3BR $1,224, 4BR $1,258). Department of Labor data lists infant center-based childcare at $8,339 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Nelson, VA include housing, rent. Unemployment currently reads 0.0% and poverty 5.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,853
Median household income
Education D
26.4%
Bachelor's degree or higher
Housing A-
2.3x
Home value $127,600 vs income
Commute N/A
N/A
Average commute time
Rent B+
$950/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,339/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$54,853
▼ 12% vs national
Per Capita Income
$36,576
Unemployment Rate
0.0%
Poverty Rate
5.6%

Housing

Median Home Value
$127,600
▼ 54% vs national
Median Rent
$676/mo
Owner Occupied
64.4%
2BR Fair Market Rent
$950/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$719
1BR
$724
2BR
$950
3BR
$1,224
4BR
$1,258

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.4%
▼ 4 ppt vs national
High School+
52.9%
Median Age
59.4
Avg. Commute

Childcare Costs

Infant (Center)
$8,339/yr
15% of income
Toddler (Center)
$6,060/yr
Preschool (Center)
$5,567/yr
School-Age (Center)
$5,234/yr

What This Means

Nelson, VA receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 613. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Nelson, VA affordable?
Nelson, VA receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,853. Median home value is $127,600.
What is the cost of living in Nelson?
Key cost metrics: Median rent $676/mo. 2BR fair market rent $950/mo. Infant childcare $8,339/yr. Median home value $127,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →