C+

New Bern, NC

Source:

Affordability Score: 61/100

Population: 65,097 · 2 ZIP codes

The affordability dashboard for New Bern, NC aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 65,097 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $70,747, median home value of $250,744, median rent of $1,080 per month, and 31.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,184 per month (studio $897, 1BR $902, 3BR $1,591, 4BR $1,988). Department of Labor data lists infant center-based childcare at $10,417 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for New Bern, NC include rent. Unemployment currently reads 4.1% and poverty 13.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,747
Median household income
Education C-
31.1%
Bachelor's degree or higher
Housing D
3.5x
Home value $250,744 vs income
Commute B
20 min
Average commute time
Rent B+
$1,184/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,417/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$70,747
▲ 14% vs national
Per Capita Income
$40,934
Unemployment Rate
4.1%
Poverty Rate
13.4%

Housing

Median Home Value
$250,744
▼ 9% vs national
Median Rent
$1,080/mo
Owner Occupied
72.2%
2BR Fair Market Rent
$1,184/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$897
1BR
$902
2BR
$1,184
3BR
$1,591
4BR
$1,988

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.1%
▲ 1 ppt vs national
High School+
56.9%
Median Age
44.9
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$10,417/yr
15% of income
Toddler (Center)
$8,663/yr
Preschool (Center)
$7,643/yr
School-Age (Center)
$4,141/yr

What This Means

New Bern, NC receives an overall affordability grade of C+ (61/100), aggregated from 2 ZIP codes with a total population of 65,097. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore New Bern ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is New Bern, NC affordable?
New Bern, NC receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,747. Median home value is $250,744.
What is the cost of living in New Bern?
Key cost metrics: Median rent $1,080/mo. 2BR fair market rent $1,184/mo. Infant childcare $10,417/yr. Median home value $250,744.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →