D

New Castle, CO

Source:

Affordability Score: 45/100

Population: 7,104 · 1 ZIP codes

The affordability dashboard for New Castle, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,104 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $78,352, median home value of $456,200, median rent of $1,520 per month, and 29.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,605 per month (studio $1,215, 1BR $1,223, 3BR $2,232, 4BR $2,391). Department of Labor data lists infant center-based childcare at $15,462 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 2.6% and poverty 9.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,352
Median household income
Education D
29.0%
Bachelor's degree or higher
Housing F
5.8x
Home value $456,200 vs income
Commute F
32 min
Average commute time
Rent B-
$1,605/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,462/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$78,352
▲ 26% vs national
Per Capita Income
$37,341
Unemployment Rate
2.6%
Poverty Rate
9.9%

Housing

Median Home Value
$456,200
▲ 66% vs national
Median Rent
$1,520/mo
Owner Occupied
75.0%
2BR Fair Market Rent
$1,605/mo
▲ 34% vs national

Fair Market Rents by Bedroom

Studio
$1,215
1BR
$1,223
2BR
$1,605
3BR
$2,232
4BR
$2,391

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.0%
▼ 1 ppt vs national
High School+
63.3%
Median Age
35.0
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$15,462/yr
20% of income
Toddler (Center)
$13,161/yr
Preschool (Center)
$14,102/yr
School-Age (Center)
$8,676/yr

What This Means

New Castle, CO receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 7,104. Challenges include housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is New Castle, CO affordable?
New Castle, CO receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,352. Median home value is $456,200.
What is the cost of living in New Castle?
Key cost metrics: Median rent $1,520/mo. 2BR fair market rent $1,605/mo. Infant childcare $15,462/yr. Median home value $456,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →