C+

Newton, NC

Source:

Affordability Score: 62/100

Population: 27,022 · 1 ZIP codes

The affordability dashboard for Newton, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 27,022 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $72,042, median home value of $214,000, median rent of $948 per month, and 20.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $858, 1BR $908, 3BR $1,372, 4BR $1,660). Department of Labor data lists infant center-based childcare at $9,519 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Newton, NC include rent. Pressure points are education. Unemployment currently reads 4.6% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$72,042
Median household income
Education F
20.4%
Bachelor's degree or higher
Housing B-
3.0x
Home value $214,000 vs income
Commute C
24 min
Average commute time
Rent A-
$1,095/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,519/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$72,042
▲ 16% vs national
Per Capita Income
$37,267
Unemployment Rate
4.6%
Poverty Rate
9.5%

Housing

Median Home Value
$214,000
▼ 22% vs national
Median Rent
$948/mo
Owner Occupied
77.1%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$858
1BR
$908
2BR
$1,095
3BR
$1,372
4BR
$1,660

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.4%
▼ 10 ppt vs national
High School+
53.6%
Median Age
41.7
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$9,519/yr
13% of income
Toddler (Center)
$7,371/yr
Preschool (Center)
$5,670/yr
School-Age (Center)
$5,709/yr

What This Means

Newton, NC receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 27,022. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Newton, NC affordable?
Newton, NC receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,042. Median home value is $214,000.
What is the cost of living in Newton?
Key cost metrics: Median rent $948/mo. 2BR fair market rent $1,095/mo. Infant childcare $9,519/yr. Median home value $214,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →