F

Ninilchik, AK

Source:

Affordability Score: 34/100

Population: 1,131 · 1 ZIP codes

The affordability dashboard for Ninilchik, AK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,131 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $47,333, median home value of $250,800, median rent of $1,007 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,312 per month (studio $993, 1BR $1,000, 3BR $1,825, 4BR $2,201). Department of Labor data lists infant center-based childcare at $8,052 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 5.5% and poverty 19.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,333
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing F
5.3x
Home value $250,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,312/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,052/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$47,333
▼ 24% vs national
Per Capita Income
$33,502
Unemployment Rate
5.5%
Poverty Rate
19.7%

Housing

Median Home Value
$250,800
▼ 9% vs national
Median Rent
$1,007/mo
Owner Occupied
85.3%
2BR Fair Market Rent
$1,312/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$993
1BR
$1,000
2BR
$1,312
3BR
$1,825
4BR
$2,201

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
57.8%
Median Age
55.9
Avg. Commute

Childcare Costs

Infant (Center)
$8,052/yr
17% of income
Toddler (Center)
$11,295/yr
Preschool (Center)
$10,086/yr
School-Age (Center)
$9,773/yr

What This Means

Ninilchik, AK receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 1,131. Challenges include income and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Ninilchik, AK affordable?
Ninilchik, AK receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,333. Median home value is $250,800.
What is the cost of living in Ninilchik?
Key cost metrics: Median rent $1,007/mo. 2BR fair market rent $1,312/mo. Infant childcare $8,052/yr. Median home value $250,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →