North Chicago, IL

The affordability dashboard for North Chicago, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,407 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $49,195, median home value of $152,200, median rent of $1,071 per month, and 18.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,781 per month (studio $1,480, 1BR $1,581, 3BR $2,294, 4BR $2,653). Department of Labor data lists infant center-based childcare at $15,881 per year, consuming 32% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 9.6% and poverty 27.8% — numbers worth keeping alongside the headline grade.