F

North Highlands, CA

Source:

Affordability Score: 29/100

Population: 30,714 · 1 ZIP codes

The affordability dashboard for North Highlands, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 30,714 residents, then layers in county-level federal data to produce an overall grade of F (29/100). The headline inputs are median household income of $68,235, median home value of $356,200, median rent of $1,689 per month, and 12.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,255 per month (studio $1,748, 1BR $1,832, 3BR $3,002, 4BR $3,460). Department of Labor data lists infant center-based childcare at $18,040 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent, childcare. Unemployment currently reads 6.2% and poverty 19.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,235
Median household income
Education F
12.2%
Bachelor's degree or higher
Housing F
5.2x
Home value $356,200 vs income
Commute F
32 min
Average commute time
Rent F
$2,255/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,040/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$68,235
▲ 10% vs national
Per Capita Income
$26,336
Unemployment Rate
6.2%
Poverty Rate
19.3%

Housing

Median Home Value
$356,200
▲ 30% vs national
Median Rent
$1,689/mo
Owner Occupied
62.0%
2BR Fair Market Rent
$2,255/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,748
1BR
$1,832
2BR
$2,255
3BR
$3,002
4BR
$3,460

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.2%
▼ 18 ppt vs national
High School+
45.3%
Median Age
33.3
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$18,040/yr
26% of income
Toddler (Center)
$11,512/yr
Preschool (Center)
$13,546/yr
School-Age (Center)
$11,287/yr

What This Means

North Highlands, CA receives an overall affordability grade of F (29/100), aggregated from 1 ZIP codes with a total population of 30,714. Challenges include education and housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is North Highlands, CA affordable?
North Highlands, CA receives an overall affordability grade of F (29/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,235. Median home value is $356,200.
What is the cost of living in North Highlands?
Key cost metrics: Median rent $1,689/mo. 2BR fair market rent $2,255/mo. Infant childcare $18,040/yr. Median home value $356,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →