B-

North Waterboro, ME

Source:

Affordability Score: 67/100

Population: 3,369 · 1 ZIP codes

The affordability dashboard for North Waterboro, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,369 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $94,023, median home value of $274,300, median rent of per month, and 26.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,716 per month (studio $1,281, 1BR $1,412, 3BR $2,298, 4BR $2,561). Department of Labor data lists infant center-based childcare at $13,607 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for North Waterboro, ME include income, rent. Unemployment currently reads 0.9% and poverty 1.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$94,023
Median household income
Education D
26.1%
Bachelor's degree or higher
Housing B
2.9x
Home value $274,300 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,716/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$13,607/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$94,023
▲ 52% vs national
Per Capita Income
$38,359
Unemployment Rate
0.9%
Poverty Rate
1.9%

Housing

Median Home Value
$274,300
▼ 0% vs national
Median Rent
Owner Occupied
97.1%
2BR Fair Market Rent
$1,716/mo
▲ 43% vs national

Fair Market Rents by Bedroom

Studio
$1,281
1BR
$1,412
2BR
$1,716
3BR
$2,298
4BR
$2,561

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.1%
▼ 4 ppt vs national
High School+
58.1%
Median Age
35.3
Avg. Commute

Childcare Costs

Infant (Center)
$13,607/yr
14% of income
Toddler (Center)
$13,087/yr
Preschool (Center)
$11,613/yr
School-Age (Center)
$9,325/yr

What This Means

North Waterboro, ME receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 3,369. This area performs well in income and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is North Waterboro, ME affordable?
North Waterboro, ME receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $94,023. Median home value is $274,300.
What is the cost of living in North Waterboro?
Key cost metrics: 2BR fair market rent $1,716/mo. Infant childcare $13,607/yr. Median home value $274,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →