C

Northern Cambria, PA

Source:

Affordability Score: 58/100

Population: 5,323 · 1 ZIP codes

The affordability dashboard for Northern Cambria, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,323 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $52,500, median home value of $102,500, median rent of $635 per month, and 18.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,035 per month (studio $840, 1BR $846, 3BR $1,431, 4BR $1,484).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Northern Cambria, PA include housing. Pressure points are income, education. Unemployment currently reads 4.9% and poverty 23.8% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,500
Median household income
Education F
18.0%
Bachelor's degree or higher
Housing A+
2.0x
Home value $102,500 vs income
Commute C+
23 min
Average commute time
Rent B-
$1,035/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$52,500
▼ 15% vs national
Per Capita Income
$27,195
Unemployment Rate
4.9%
Poverty Rate
23.8%

Housing

Median Home Value
$102,500
▼ 63% vs national
Median Rent
$635/mo
Owner Occupied
74.4%
2BR Fair Market Rent
$1,035/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$840
1BR
$846
2BR
$1,035
3BR
$1,431
4BR
$1,484

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.0%
▼ 12 ppt vs national
High School+
65.9%
Median Age
41.8
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Northern Cambria, PA receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 5,323. This area performs well in housing. Challenges include income and education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Northern Cambria ZIP Codes
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What are common questions about this dashboard?

Is Northern Cambria, PA affordable?
Northern Cambria, PA receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,500. Median home value is $102,500.
What is the cost of living in Northern Cambria?
Key cost metrics: Median rent $635/mo. 2BR fair market rent $1,035/mo. Median home value $102,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →