C+

Northumberland, PA

Source:

Affordability Score: 63/100

Population: 7,505 · 1 ZIP codes

The affordability dashboard for Northumberland, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,505 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $67,298, median home value of $202,200, median rent of $963 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $843, 3BR $1,241, 4BR $1,288).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Northumberland, PA include rent. Unemployment currently reads 2.1% and poverty 14.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,298
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing B-
3.0x
Home value $202,200 vs income
Commute C
24 min
Average commute time
Rent A-
$973/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$67,298
▲ 9% vs national
Per Capita Income
$36,038
Unemployment Rate
2.1%
Poverty Rate
14.3%

Housing

Median Home Value
$202,200
▼ 26% vs national
Median Rent
$963/mo
Owner Occupied
77.5%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$843
2BR
$973
3BR
$1,241
4BR
$1,288

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
71.6%
Median Age
47.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Northumberland, PA receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 7,505. This area performs well in rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Northumberland ZIP Codes
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What are common questions about this dashboard?

Is Northumberland, PA affordable?
Northumberland, PA receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,298. Median home value is $202,200.
What is the cost of living in Northumberland?
Key cost metrics: Median rent $963/mo. 2BR fair market rent $973/mo. Median home value $202,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →