O Neals, CA

The affordability dashboard for O Neals, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 318 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $79,792, median home value of $340,200, median rent of — per month, and 1.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,376 per month (studio $1,055, 1BR $1,062, 3BR $1,914, 4BR $2,275). Department of Labor data lists infant center-based childcare at $17,239 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for O Neals, CA include rent. Pressure points are education, housing, childcare. Unemployment currently reads 36.5% and poverty 0.0% — numbers worth keeping alongside the headline grade.