B

Ocean Springs, MS

Source:

Affordability Score: 70/100

Population: 36,952 · 1 ZIP codes

The affordability dashboard for Ocean Springs, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 36,952 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $78,596, median home value of $235,600, median rent of $1,370 per month, and 41.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,067 per month (studio $929, 1BR $951, 3BR $1,448, 4BR $1,762). Department of Labor data lists infant center-based childcare at $7,715 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ocean Springs, MS include rent, childcare. Unemployment currently reads 5.7% and poverty 6.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,596
Median household income
Education B
41.0%
Bachelor's degree or higher
Housing B-
3.0x
Home value $235,600 vs income
Commute D
26 min
Average commute time
Rent A
$1,067/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$7,715/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$78,596
▲ 27% vs national
Per Capita Income
$41,542
Unemployment Rate
5.7%
Poverty Rate
6.3%

Housing

Median Home Value
$235,600
▼ 14% vs national
Median Rent
$1,370/mo
Owner Occupied
72.2%
2BR Fair Market Rent
$1,067/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$929
1BR
$951
2BR
$1,067
3BR
$1,448
4BR
$1,762

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.0%
▲ 11 ppt vs national
High School+
59.2%
Median Age
39.9
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$7,715/yr
10% of income
Toddler (Center)
$7,193/yr
Preschool (Center)
$6,569/yr
School-Age (Center)
$5,372/yr

What This Means

Ocean Springs, MS receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 36,952. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ocean Springs, MS affordable?
Ocean Springs, MS receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,596. Median home value is $235,600.
What is the cost of living in Ocean Springs?
Key cost metrics: Median rent $1,370/mo. 2BR fair market rent $1,067/mo. Infant childcare $7,715/yr. Median home value $235,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →