F

Ocotillo, CA

Source:

Affordability Score: 28/100

Population: 390 · 1 ZIP codes

The affordability dashboard for Ocotillo, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 390 residents, then layers in county-level federal data to produce an overall grade of F (28/100). The headline inputs are median household income of $43,500, median home value of $159,200, median rent of per month, and 11.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,362 per month (studio $939, 1BR $1,038, 3BR $1,845, 4BR $2,285). Department of Labor data lists infant center-based childcare at $11,533 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 43.6% and poverty 21.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,500
Median household income
Education F
11.4%
Bachelor's degree or higher
Housing D
3.7x
Home value $159,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,362/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,533/yr
Center-based infant care (27% of income)

Income & Employment

Median Income
$43,500
▼ 30% vs national
Per Capita Income
$23,916
Unemployment Rate
43.6%
Poverty Rate
21.7%

Housing

Median Home Value
$159,200
▼ 42% vs national
Median Rent
Owner Occupied
73.9%
2BR Fair Market Rent
$1,362/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$939
1BR
$1,038
2BR
$1,362
3BR
$1,845
4BR
$2,285

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.4%
▼ 19 ppt vs national
High School+
26.9%
Median Age
56.4
Avg. Commute

Childcare Costs

Infant (Center)
$11,533/yr
27% of income
Toddler (Center)
$9,125/yr
Preschool (Center)
$8,383/yr
School-Age (Center)
$7,681/yr

What This Means

Ocotillo, CA receives an overall affordability grade of F (28/100), aggregated from 1 ZIP codes with a total population of 390. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Ocotillo, CA affordable?
Ocotillo, CA receives an overall affordability grade of F (28/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,500. Median home value is $159,200.
What is the cost of living in Ocotillo?
Key cost metrics: 2BR fair market rent $1,362/mo. Infant childcare $11,533/yr. Median home value $159,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →