C

Oklahoma City, OK

Source:

Affordability Score: 58/100

Population: 640,470 · 43 ZIP codes

The affordability dashboard for Oklahoma City, OK aggregates Census ACS 5-Year Estimates across 43 ZIP codes covering 640,470 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $62,980, median home value of $192,967, median rent of $1,128 per month, and 28.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,244 per month (studio $939, 1BR $1,017, 3BR $1,675, 4BR $1,857). Department of Labor data lists infant center-based childcare at $11,204 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 5.2% and poverty 18.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,980
Median household income
Education D
28.3%
Bachelor's degree or higher
Housing B-
3.1x
Home value $192,967 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,244/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,204/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$62,980
▲ 2% vs national
Per Capita Income
$34,853
Unemployment Rate
5.2%
Poverty Rate
18.1%

Housing

Median Home Value
$192,967
▼ 30% vs national
Median Rent
$1,128/mo
Owner Occupied
55.0%
2BR Fair Market Rent
$1,244/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$939
1BR
$1,017
2BR
$1,244
3BR
$1,675
4BR
$1,857

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.3%
▼ 2 ppt vs national
High School+
55.6%
Median Age
35.0
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$11,204/yr
18% of income
Toddler (Center)
$9,695/yr
Preschool (Center)
$9,695/yr
School-Age (Center)
$6,338/yr

What This Means

Oklahoma City, OK receives an overall affordability grade of C (58/100), aggregated from 43 ZIP codes with a total population of 640,470. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Oklahoma City ZIP Codes
View all 43 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Oklahoma City, OK affordable?
Oklahoma City, OK receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,980. Median home value is $192,967.
What is the cost of living in Oklahoma City?
Key cost metrics: Median rent $1,128/mo. 2BR fair market rent $1,244/mo. Infant childcare $11,204/yr. Median home value $192,967.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →