F

Olmsted, IL

Source:

Affordability Score: 33/100

Population: 639 · 1 ZIP codes

The affordability dashboard for Olmsted, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 639 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $34,313, median home value of $114,800, median rent of $597 per month, and 10.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $632, 1BR $836, 3BR $1,274, 4BR $1,537).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 34.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$34,313
Median household income
Education F
10.8%
Bachelor's degree or higher
Housing C
3.3x
Home value $114,800 vs income
Commute N/A
N/A
Average commute time
Rent D
$916/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$34,313
▼ 45% vs national
Per Capita Income
$21,042
Unemployment Rate
0.0%
Poverty Rate
34.4%

Housing

Median Home Value
$114,800
▼ 58% vs national
Median Rent
$597/mo
Owner Occupied
74.6%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$632
1BR
$836
2BR
$916
3BR
$1,274
4BR
$1,537

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.8%
▼ 19 ppt vs national
High School+
59.5%
Median Age
51.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Olmsted, IL receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 639. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Olmsted ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Olmsted, IL affordable?
Olmsted, IL receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $34,313. Median home value is $114,800.
What is the cost of living in Olmsted?
Key cost metrics: Median rent $597/mo. 2BR fair market rent $916/mo. Median home value $114,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →