B-

Omaha, NE

Source:

Affordability Score: 68/100

Population: 518,429 · 31 ZIP codes

The affordability dashboard for Omaha, NE aggregates Census ACS 5-Year Estimates across 31 ZIP codes covering 518,429 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $81,391, median home value of $252,677, median rent of $1,261 per month, and 39.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,368 per month (studio $1,090, 1BR $1,148, 3BR $1,813, 4BR $2,046). Department of Labor data lists infant center-based childcare at $12,675 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Omaha, NE include commute, rent. Unemployment currently reads 4.1% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,391
Median household income
Education B-
39.3%
Bachelor's degree or higher
Housing C+
3.1x
Home value $252,677 vs income
Commute B+
20 min
Average commute time
Rent B+
$1,368/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,675/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$81,391
▲ 31% vs national
Per Capita Income
$43,790
Unemployment Rate
4.1%
Poverty Rate
12.6%

Housing

Median Home Value
$252,677
▼ 8% vs national
Median Rent
$1,261/mo
Owner Occupied
61.3%
2BR Fair Market Rent
$1,368/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,148
2BR
$1,368
3BR
$1,813
4BR
$2,046

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
39.3%
▲ 9 ppt vs national
High School+
60.8%
Median Age
35.7
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$12,675/yr
16% of income
Toddler (Center)
$11,759/yr
Preschool (Center)
$10,660/yr
School-Age (Center)
$9,208/yr

What This Means

Omaha, NE receives an overall affordability grade of B- (68/100), aggregated from 31 ZIP codes with a total population of 518,429. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Omaha ZIP Codes
View all 31 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Omaha, NE affordable?
Omaha, NE receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,391. Median home value is $252,677.
What is the cost of living in Omaha?
Key cost metrics: Median rent $1,261/mo. 2BR fair market rent $1,368/mo. Infant childcare $12,675/yr. Median home value $252,677.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →