C-

Onancock, VA

Source:

Affordability Score: 54/100

Population: 4,047 · 1 ZIP codes

The affordability dashboard for Onancock, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,047 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $66,450, median home value of $293,200, median rent of $1,110 per month, and 32.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,054 per month (studio $740, 1BR $856, 3BR $1,367, 4BR $1,549). Department of Labor data lists infant center-based childcare at $9,870 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Onancock, VA include rent. Pressure points are housing. Unemployment currently reads 1.2% and poverty 17.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,450
Median household income
Education C-
32.0%
Bachelor's degree or higher
Housing F
4.4x
Home value $293,200 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,054/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,870/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$66,450
▲ 7% vs national
Per Capita Income
$44,500
Unemployment Rate
1.2%
Poverty Rate
17.2%

Housing

Median Home Value
$293,200
▲ 7% vs national
Median Rent
$1,110/mo
Owner Occupied
65.7%
2BR Fair Market Rent
$1,054/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$740
1BR
$856
2BR
$1,054
3BR
$1,367
4BR
$1,549

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.0%
▲ 2 ppt vs national
High School+
66.5%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$9,870/yr
15% of income
Toddler (Center)
$6,841/yr
Preschool (Center)
$6,284/yr
School-Age (Center)
$6,029/yr

What This Means

Onancock, VA receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 4,047. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Onancock, VA affordable?
Onancock, VA receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,450. Median home value is $293,200.
What is the cost of living in Onancock?
Key cost metrics: Median rent $1,110/mo. 2BR fair market rent $1,054/mo. Infant childcare $9,870/yr. Median home value $293,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →