C

Otis, CO

Source:

Affordability Score: 55/100

Population: 1,074 · 1 ZIP codes

The affordability dashboard for Otis, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,074 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $67,734, median home value of $226,300, median rent of $725 per month, and 16.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,114 per month (studio $854, 1BR $856, 3BR $1,336, 4BR $1,475). Department of Labor data lists infant center-based childcare at $9,688 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Otis, CO include rent. Pressure points are education. Unemployment currently reads 6.2% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,734
Median household income
Education F
16.7%
Bachelor's degree or higher
Housing C
3.3x
Home value $226,300 vs income
Commute D
27 min
Average commute time
Rent B+
$1,114/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,688/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$67,734
▲ 9% vs national
Per Capita Income
$33,757
Unemployment Rate
6.2%
Poverty Rate
9.3%

Housing

Median Home Value
$226,300
▼ 18% vs national
Median Rent
$725/mo
Owner Occupied
76.1%
2BR Fair Market Rent
$1,114/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$854
1BR
$856
2BR
$1,114
3BR
$1,336
4BR
$1,475

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.7%
▼ 13 ppt vs national
High School+
48.4%
Median Age
36.3
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$9,688/yr
14% of income
Toddler (Center)
$15,694/yr
Preschool (Center)
$15,322/yr
School-Age (Center)
$7,306/yr

What This Means

Otis, CO receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,074. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Otis ZIP Codes
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What are common questions about this dashboard?

Is Otis, CO affordable?
Otis, CO receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,734. Median home value is $226,300.
What is the cost of living in Otis?
Key cost metrics: Median rent $725/mo. 2BR fair market rent $1,114/mo. Infant childcare $9,688/yr. Median home value $226,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →