Overgaard, AZ

The affordability dashboard for Overgaard, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,033 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $65,735, median home value of $320,100, median rent of $741 per month, and 18.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,309 per month (studio $937, 1BR $1,026, 3BR $1,622, 4BR $1,733). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 11.0% and poverty 9.7% — numbers worth keeping alongside the headline grade.