D

Palm Desert, CA

Source:

Affordability Score: 44/100

Population: 56,047 · 2 ZIP codes

The affordability dashboard for Palm Desert, CA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 56,047 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $78,061, median home value of $530,418, median rent of $1,799 per month, and 41.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,201 per month (studio $1,692, 1BR $1,777, 3BR $2,912, 4BR $3,514). Department of Labor data lists infant center-based childcare at $21,043 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 6.4% and poverty 11.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,061
Median household income
Education B
41.1%
Bachelor's degree or higher
Housing F
6.8x
Home value $530,418 vs income
Commute B
21 min
Average commute time
Rent F
$2,201/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$21,043/yr
Center-based infant care (27% of income)

Income & Employment

Median Income
$78,061
▲ 26% vs national
Per Capita Income
$58,061
Unemployment Rate
6.4%
Poverty Rate
11.0%

Housing

Median Home Value
$530,418
▲ 93% vs national
Median Rent
$1,799/mo
Owner Occupied
67.4%
2BR Fair Market Rent
$2,201/mo
▲ 83% vs national

Fair Market Rents by Bedroom

Studio
$1,692
1BR
$1,777
2BR
$2,201
3BR
$2,912
4BR
$3,514

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.1%
▲ 11 ppt vs national
High School+
59.7%
Median Age
61.2
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$21,043/yr
27% of income
Toddler (Center)
$12,384/yr
Preschool (Center)
$9,814/yr
School-Age (Center)
$5,610/yr

What This Means

Palm Desert, CA receives an overall affordability grade of D (44/100), aggregated from 2 ZIP codes with a total population of 56,047. Challenges include housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Palm Desert ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Palm Desert, CA affordable?
Palm Desert, CA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,061. Median home value is $530,418.
What is the cost of living in Palm Desert?
Key cost metrics: Median rent $1,799/mo. 2BR fair market rent $2,201/mo. Infant childcare $21,043/yr. Median home value $530,418.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →