C+

Paonia, CO

Source:

Affordability Score: 60/100

Population: 3,701 · 1 ZIP codes

The affordability dashboard for Paonia, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,701 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $75,799, median home value of $432,700, median rent of $988 per month, and 41.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,114 per month (studio $854, 1BR $865, 3BR $1,537, 4BR $1,869). Department of Labor data lists infant center-based childcare at $7,930 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Paonia, CO include rent. Pressure points are housing. Unemployment currently reads 3.5% and poverty 13.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,799
Median household income
Education B
41.0%
Bachelor's degree or higher
Housing F
5.7x
Home value $432,700 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,114/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,930/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$75,799
▲ 22% vs national
Per Capita Income
$43,606
Unemployment Rate
3.5%
Poverty Rate
13.5%

Housing

Median Home Value
$432,700
▲ 57% vs national
Median Rent
$988/mo
Owner Occupied
80.1%
2BR Fair Market Rent
$1,114/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$854
1BR
$865
2BR
$1,114
3BR
$1,537
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.0%
▲ 11 ppt vs national
High School+
63.5%
Median Age
50.3
Avg. Commute

Childcare Costs

Infant (Center)
$7,930/yr
10% of income
Toddler (Center)
$7,379/yr
Preschool (Center)
$9,994/yr
School-Age (Center)
$8,451/yr

What This Means

Paonia, CO receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 3,701. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Paonia, CO affordable?
Paonia, CO receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,799. Median home value is $432,700.
What is the cost of living in Paonia?
Key cost metrics: Median rent $988/mo. 2BR fair market rent $1,114/mo. Infant childcare $7,930/yr. Median home value $432,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →