C-

Paris, KY

Source:

Affordability Score: 52/100

Population: 18,220 · 1 ZIP codes

The affordability dashboard for Paris, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,220 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $63,333, median home value of $233,000, median rent of $850 per month, and 26.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $883, 1BR $1,079, 3BR $1,743, 4BR $1,940). Department of Labor data lists infant center-based childcare at $10,182 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 4.1% and poverty 13.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,333
Median household income
Education D
26.6%
Bachelor's degree or higher
Housing D
3.7x
Home value $233,000 vs income
Commute C-
25 min
Average commute time
Rent B-
$1,272/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,182/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$63,333
▲ 2% vs national
Per Capita Income
$34,169
Unemployment Rate
4.1%
Poverty Rate
13.5%

Housing

Median Home Value
$233,000
▼ 15% vs national
Median Rent
$850/mo
Owner Occupied
64.3%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$883
1BR
$1,079
2BR
$1,272
3BR
$1,743
4BR
$1,940

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.6%
▼ 3 ppt vs national
High School+
61.9%
Median Age
40.4
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$10,182/yr
16% of income
Toddler (Center)
$8,695/yr
Preschool (Center)
$8,695/yr
School-Age (Center)
$8,749/yr

What This Means

Paris, KY receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 18,220. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Paris, KY affordable?
Paris, KY receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,333. Median home value is $233,000.
What is the cost of living in Paris?
Key cost metrics: Median rent $850/mo. 2BR fair market rent $1,272/mo. Infant childcare $10,182/yr. Median home value $233,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →