F

Paulding, MS

Source:

Affordability Score: 10/100

Population: 838 · 1 ZIP codes

The affordability dashboard for Paulding, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 838 residents, then layers in county-level federal data to produce an overall grade of F (10/100). The headline inputs are median household income of $22,200, median home value of , median rent of per month, and 0.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $708, 1BR $713, 3BR $1,115, 4BR $1,118). Department of Labor data lists infant center-based childcare at $6,031 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 25.8% and poverty 48.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$22,200
Median household income
Education F
0.0%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent F
$842/mo
2BR fair market rent (46% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,031/yr
Center-based infant care (27% of income)

Income & Employment

Median Income
$22,200
▼ 64% vs national
Per Capita Income
$10,988
Unemployment Rate
25.8%
Poverty Rate
48.2%

Housing

Median Home Value
Median Rent
Owner Occupied
83.7%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$842
3BR
$1,115
4BR
$1,118

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
0.0%
▼ 30 ppt vs national
High School+
87.0%
Median Age
35.2
Avg. Commute

Childcare Costs

Infant (Center)
$6,031/yr
27% of income
Toddler (Center)
$5,491/yr
Preschool (Center)
$5,491/yr
School-Age (Center)
$5,220/yr

What This Means

Paulding, MS receives an overall affordability grade of F (10/100), aggregated from 1 ZIP codes with a total population of 838. Challenges include income and education and rent and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Paulding, MS affordable?
Paulding, MS receives an overall affordability grade of F (10/100) based on Census, HUD, FBI, and DOL data. Median household income is $22,200.
What is the cost of living in Paulding?
Key cost metrics: 2BR fair market rent $842/mo. Infant childcare $6,031/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →