Paynes Creek, CA

The affordability dashboard for Paynes Creek, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 369 residents, then layers in county-level federal data to produce an overall grade of F (0/100). The headline inputs are median household income of -, median home value of $53,200, median rent of - per month, and 0.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,362 per month (studio $952, 1BR $1,038, 3BR $1,865, 4BR $2,285). Department of Labor data lists infant center-based childcare at $12,261 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 60.9% and poverty 27.8% - numbers worth keeping alongside the headline grade.