F

Peachland, NC

Source:

Affordability Score: 36/100

Population: 2,878 · 1 ZIP codes

The affordability dashboard for Peachland, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,878 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $46,549, median home value of $188,800, median rent of $700 per month, and 9.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,138 per month (studio $785, 1BR $867, 3BR $1,364, 4BR $1,654). Department of Labor data lists infant center-based childcare at $8,254 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute. Unemployment currently reads 3.0% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$46,549
Median household income
Education F
9.7%
Bachelor's degree or higher
Housing F
4.1x
Home value $188,800 vs income
Commute F
29 min
Average commute time
Rent C-
$1,138/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,254/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$46,549
▼ 25% vs national
Per Capita Income
$32,068
Unemployment Rate
3.0%
Poverty Rate
6.6%

Housing

Median Home Value
$188,800
▼ 31% vs national
Median Rent
$700/mo
Owner Occupied
73.4%
2BR Fair Market Rent
$1,138/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$785
1BR
$867
2BR
$1,138
3BR
$1,364
4BR
$1,654

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.7%
▼ 20 ppt vs national
High School+
62.6%
Median Age
46.3
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$8,254/yr
18% of income
Toddler (Center)
$6,794/yr
Preschool (Center)
$6,511/yr
School-Age (Center)
$3,528/yr

What This Means

Peachland, NC receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 2,878. Challenges include income and education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Peachland, NC affordable?
Peachland, NC receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $46,549. Median home value is $188,800.
What is the cost of living in Peachland?
Key cost metrics: Median rent $700/mo. 2BR fair market rent $1,138/mo. Infant childcare $8,254/yr. Median home value $188,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →