C

Pearcy, AR

Source:

Affordability Score: 57/100

Population: 3,926 · 1 ZIP codes

The affordability dashboard for Pearcy, AR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,926 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $56,514, median home value of $177,400, median rent of $1,083 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,090 per month (studio $829, 1BR $834, 3BR $1,393, 4BR $1,670).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 6.4% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,514
Median household income
Education D
25.4%
Bachelor's degree or higher
Housing C+
3.1x
Home value $177,400 vs income
Commute B-
22 min
Average commute time
Rent B
$1,090/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$56,514
▼ 9% vs national
Per Capita Income
$28,992
Unemployment Rate
6.4%
Poverty Rate
9.3%

Housing

Median Home Value
$177,400
▼ 35% vs national
Median Rent
$1,083/mo
Owner Occupied
94.1%
2BR Fair Market Rent
$1,090/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$829
1BR
$834
2BR
$1,090
3BR
$1,393
4BR
$1,670

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.4%
▼ 5 ppt vs national
High School+
51.0%
Median Age
43.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Pearcy, AR receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 3,926. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Pearcy ZIP Codes
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What are common questions about this dashboard?

Is Pearcy, AR affordable?
Pearcy, AR receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,514. Median home value is $177,400.
What is the cost of living in Pearcy?
Key cost metrics: Median rent $1,083/mo. 2BR fair market rent $1,090/mo. Median home value $177,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →