Penn Valley, CA

The affordability dashboard for Penn Valley, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,790 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $84,795, median home value of $565,700, median rent of $2,221 per month, and 39.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,813 per month (studio $1,373, 1BR $1,382, 3BR $2,521, 4BR $3,041). Department of Labor data lists infant center-based childcare at $16,469 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 2.0% and poverty 9.1% — numbers worth keeping alongside the headline grade.