D

Penns Creek, PA

Source:

Affordability Score: 46/100

Population: 577 · 1 ZIP codes

The affordability dashboard for Penns Creek, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 577 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $52,868, median home value of $181,300, median rent of per month, and 12.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,059 per month (studio $770, 1BR $894, 3BR $1,321, 4BR $1,566).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 39.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,868
Median household income
Education F
12.4%
Bachelor's degree or higher
Housing C-
3.4x
Home value $181,300 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,059/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$52,868
▼ 15% vs national
Per Capita Income
$13,486
Unemployment Rate
0.0%
Poverty Rate
39.1%

Housing

Median Home Value
$181,300
▼ 34% vs national
Median Rent
Owner Occupied
62.1%
2BR Fair Market Rent
$1,059/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$770
1BR
$894
2BR
$1,059
3BR
$1,321
4BR
$1,566

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.4%
▼ 18 ppt vs national
High School+
81.8%
Median Age
28.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Penns Creek, PA receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 577. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Penns Creek ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Penns Creek, PA affordable?
Penns Creek, PA receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,868. Median home value is $181,300.
What is the cost of living in Penns Creek?
Key cost metrics: 2BR fair market rent $1,059/mo. Median home value $181,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →