D

Philipsburg, PA

Source:

Affordability Score: 45/100

Population: 9,881 · 1 ZIP codes

The affordability dashboard for Philipsburg, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,881 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $49,968, median home value of $150,300, median rent of $758 per month, and 19.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,406 per month (studio $1,187, 1BR $1,194, 3BR $1,760, 4BR $1,862).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent. Unemployment currently reads 4.5% and poverty 15.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,968
Median household income
Education F
19.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $150,300 vs income
Commute C-
25 min
Average commute time
Rent F
$1,406/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$49,968
▼ 19% vs national
Per Capita Income
$33,966
Unemployment Rate
4.5%
Poverty Rate
15.9%

Housing

Median Home Value
$150,300
▼ 45% vs national
Median Rent
$758/mo
Owner Occupied
66.1%
2BR Fair Market Rent
$1,406/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,187
1BR
$1,194
2BR
$1,406
3BR
$1,760
4BR
$1,862

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.7%
▼ 10 ppt vs national
High School+
63.3%
Median Age
42.9
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Philipsburg, PA receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 9,881. Challenges include income and education and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Philipsburg ZIP Codes
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What are common questions about this dashboard?

Is Philipsburg, PA affordable?
Philipsburg, PA receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,968. Median home value is $150,300.
What is the cost of living in Philipsburg?
Key cost metrics: Median rent $758/mo. 2BR fair market rent $1,406/mo. Median home value $150,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →