Phippsburg, ME

The affordability dashboard for Phippsburg, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,216 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $107,833, median home value of $335,800, median rent of $1,022 per month, and 37.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,577 per month (studio $1,105, 1BR $1,264, 3BR $2,193, 4BR $2,645). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Phippsburg, ME include income, rent. Unemployment currently reads 1.5% and poverty 7.5% — numbers worth keeping alongside the headline grade.