F

Pine, AZ

Source:

Affordability Score: 37/100

Population: 2,949 · 1 ZIP codes

The affordability dashboard for Pine, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,949 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $59,924, median home value of $418,900, median rent of $1,375 per month, and 25.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,479 per month (studio $1,120, 1BR $1,127, 3BR $1,871, 4BR $2,170). Department of Labor data lists infant center-based childcare at $10,855 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 0.0% and poverty 5.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,924
Median household income
Education D
25.5%
Bachelor's degree or higher
Housing F
7.0x
Home value $418,900 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,479/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,855/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$59,924
▼ 3% vs national
Per Capita Income
$39,182
Unemployment Rate
0.0%
Poverty Rate
5.7%

Housing

Median Home Value
$418,900
▲ 52% vs national
Median Rent
$1,375/mo
Owner Occupied
84.5%
2BR Fair Market Rent
$1,479/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,120
1BR
$1,127
2BR
$1,479
3BR
$1,871
4BR
$2,170

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.5%
▼ 4 ppt vs national
High School+
55.0%
Median Age
65.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,855/yr
18% of income
Toddler (Center)
$8,419/yr
Preschool (Center)
$8,419/yr
School-Age (Center)
$7,800/yr

What This Means

Pine, AZ receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 2,949. Challenges include housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Pine, AZ affordable?
Pine, AZ receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,924. Median home value is $418,900.
What is the cost of living in Pine?
Key cost metrics: Median rent $1,375/mo. 2BR fair market rent $1,479/mo. Infant childcare $10,855/yr. Median home value $418,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →