B-

Pine Valley, CA

Source:

Affordability Score: 69/100

Population: 1,646 · 1 ZIP codes

The affordability dashboard for Pine Valley, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,646 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $143,094, median home value of $528,100, median rent of per month, and 40.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $3,001 per month (studio $2,288, 1BR $2,459, 3BR $3,998, 4BR $4,845). Department of Labor data lists infant center-based childcare at $19,719 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pine Valley, CA include income. Unemployment currently reads 21.0% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$143,094
Median household income
Education B
40.7%
Bachelor's degree or higher
Housing D
3.7x
Home value $528,100 vs income
Commute N/A
N/A
Average commute time
Rent B-
$3,001/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$19,719/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$143,094
▲ 131% vs national
Per Capita Income
$63,827
Unemployment Rate
21.0%
Poverty Rate
9.3%

Housing

Median Home Value
$528,100
▲ 92% vs national
Median Rent
Owner Occupied
92.9%
2BR Fair Market Rent
$3,001/mo
▲ 150% vs national

Fair Market Rents by Bedroom

Studio
$2,288
1BR
$2,459
2BR
$3,001
3BR
$3,998
4BR
$4,845

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.7%
▲ 11 ppt vs national
High School+
57.1%
Median Age
50.8
Avg. Commute

Childcare Costs

Infant (Center)
$19,719/yr
14% of income
Toddler (Center)
$13,999/yr
Preschool (Center)
$12,616/yr
School-Age (Center)
$11,385/yr

What This Means

Pine Valley, CA receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 1,646. This area performs well in income. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Pine Valley, CA affordable?
Pine Valley, CA receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $143,094. Median home value is $528,100.
What is the cost of living in Pine Valley?
Key cost metrics: 2BR fair market rent $3,001/mo. Infant childcare $19,719/yr. Median home value $528,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →