C

Pineville, NC

Source:

Affordability Score: 59/100

Population: 9,453 · 1 ZIP codes

The affordability dashboard for Pineville, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,453 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $85,681, median home value of $383,800, median rent of $1,706 per month, and 46.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,686 per month (studio $1,469, 1BR $1,538, 3BR $2,076, 4BR $2,637). Department of Labor data lists infant center-based childcare at $14,774 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Pineville, NC include education. Pressure points are housing. Unemployment currently reads 4.7% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,681
Median household income
Education B+
46.2%
Bachelor's degree or higher
Housing F
4.5x
Home value $383,800 vs income
Commute C
24 min
Average commute time
Rent B-
$1,686/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,774/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$85,681
▲ 38% vs national
Per Capita Income
$41,680
Unemployment Rate
4.7%
Poverty Rate
14.6%

Housing

Median Home Value
$383,800
▲ 40% vs national
Median Rent
$1,706/mo
Owner Occupied
64.0%
2BR Fair Market Rent
$1,686/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,469
1BR
$1,538
2BR
$1,686
3BR
$2,076
4BR
$2,637

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.2%
▲ 16 ppt vs national
High School+
63.8%
Median Age
34.6
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$14,774/yr
17% of income
Toddler (Center)
$13,061/yr
Preschool (Center)
$8,891/yr
School-Age (Center)
$4,687/yr

What This Means

Pineville, NC receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 9,453. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Pineville, NC affordable?
Pineville, NC receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,681. Median home value is $383,800.
What is the cost of living in Pineville?
Key cost metrics: Median rent $1,706/mo. 2BR fair market rent $1,686/mo. Infant childcare $14,774/yr. Median home value $383,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →