A-

Piney Point, MD

Source:

Affordability Score: 83/100

Population: 830 · 1 ZIP codes

The affordability dashboard for Piney Point, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 830 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $171,985, median home value of $592,400, median rent of $1,844 per month, and 52.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,833 per month (studio $1,394, 1BR $1,672, 3BR $2,264, 4BR $2,889). Department of Labor data lists infant center-based childcare at $13,231 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Piney Point, MD include income, education, rent, childcare. Unemployment currently reads 6.5% and poverty 1.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$171,985
Median household income
Education A-
52.6%
Bachelor's degree or higher
Housing C-
3.4x
Home value $592,400 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,833/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$13,231/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$171,985
▲ 177% vs national
Per Capita Income
$65,661
Unemployment Rate
6.5%
Poverty Rate
1.0%

Housing

Median Home Value
$592,400
▲ 115% vs national
Median Rent
$1,844/mo
Owner Occupied
87.6%
2BR Fair Market Rent
$1,833/mo
▲ 53% vs national

Fair Market Rents by Bedroom

Studio
$1,394
1BR
$1,672
2BR
$1,833
3BR
$2,264
4BR
$2,889

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
52.6%
▲ 23 ppt vs national
High School+
71.1%
Median Age
45.3
Avg. Commute

Childcare Costs

Infant (Center)
$13,231/yr
8% of income
Toddler (Center)
$9,116/yr
Preschool (Center)
$9,116/yr
School-Age (Center)
$8,455/yr

What This Means

Piney Point, MD receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 830. This area performs well in income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Piney Point, MD affordable?
Piney Point, MD receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $171,985. Median home value is $592,400.
What is the cost of living in Piney Point?
Key cost metrics: Median rent $1,844/mo. 2BR fair market rent $1,833/mo. Infant childcare $13,231/yr. Median home value $592,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →