Port Tobacco, MD

The affordability dashboard for Port Tobacco, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,322 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $165,764, median home value of $576,700, median rent of — per month, and 39.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,246 per month (studio $1,953, 1BR $2,015, 3BR $2,835, 4BR $3,332). Department of Labor data lists infant center-based childcare at $16,816 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Port Tobacco, MD include income, rent. Unemployment currently reads 5.6% and poverty 6.0% — numbers worth keeping alongside the headline grade.