D

Portsmouth, VA

Source:

Affordability Score: 41/100

Population: 95,535 · 7 ZIP codes

The affordability dashboard for Portsmouth, VA aggregates Census ACS 5-Year Estimates across 7 ZIP codes covering 95,535 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $60,634, median home value of $246,717, median rent of $1,302 per month, and 24.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,713 per month (studio $1,492, 1BR $1,512, 3BR $2,376, 4BR $2,797). Department of Labor data lists infant center-based childcare at $13,211 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 6.1% and poverty 17.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,634
Median household income
Education F
24.5%
Bachelor's degree or higher
Housing F
4.1x
Home value $246,717 vs income
Commute C
24 min
Average commute time
Rent F
$1,713/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,211/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$60,634
▼ 2% vs national
Per Capita Income
$33,700
Unemployment Rate
6.1%
Poverty Rate
17.1%

Housing

Median Home Value
$246,717
▼ 10% vs national
Median Rent
$1,302/mo
Owner Occupied
58.8%
2BR Fair Market Rent
$1,713/mo
▲ 43% vs national

Fair Market Rents by Bedroom

Studio
$1,492
1BR
$1,512
2BR
$1,713
3BR
$2,376
4BR
$2,797

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.5%
▼ 5 ppt vs national
High School+
55.3%
Median Age
36.2
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$13,211/yr
22% of income
Toddler (Center)
$8,467/yr
Preschool (Center)
$7,778/yr
School-Age (Center)
$7,891/yr

What This Means

Portsmouth, VA receives an overall affordability grade of D (41/100), aggregated from 7 ZIP codes with a total population of 95,535. Challenges include education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Portsmouth ZIP Codes
View all 7 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Portsmouth, VA affordable?
Portsmouth, VA receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,634. Median home value is $246,717.
What is the cost of living in Portsmouth?
Key cost metrics: Median rent $1,302/mo. 2BR fair market rent $1,713/mo. Infant childcare $13,211/yr. Median home value $246,717.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →