C-

Prescott, AZ

Source:

Affordability Score: 52/100

Population: 55,321 · 4 ZIP codes

The affordability dashboard for Prescott, AZ aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 55,321 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $75,015, median home value of $574,357, median rent of $1,396 per month, and 40.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,637 per month (studio $1,129, 1BR $1,309, 3BR $2,277, 4BR $2,497). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Prescott, AZ include commute. Pressure points are housing. Unemployment currently reads 4.2% and poverty 10.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,015
Median household income
Education B
40.5%
Bachelor's degree or higher
Housing F
7.7x
Home value $574,357 vs income
Commute B+
20 min
Average commute time
Rent C+
$1,637/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,700/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$75,015
▲ 21% vs national
Per Capita Income
$50,048
Unemployment Rate
4.2%
Poverty Rate
10.9%

Housing

Median Home Value
$574,357
▲ 109% vs national
Median Rent
$1,396/mo
Owner Occupied
72.9%
2BR Fair Market Rent
$1,637/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,129
1BR
$1,309
2BR
$1,637
3BR
$2,277
4BR
$2,497

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.5%
▲ 11 ppt vs national
High School+
59.4%
Median Age
59.6
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$11,700/yr
16% of income
Toddler (Center)
$9,100/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$8,580/yr

What This Means

Prescott, AZ receives an overall affordability grade of C- (52/100), aggregated from 4 ZIP codes with a total population of 55,321. This area performs well in commute. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Prescott ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Prescott, AZ affordable?
Prescott, AZ receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,015. Median home value is $574,357.
What is the cost of living in Prescott?
Key cost metrics: Median rent $1,396/mo. 2BR fair market rent $1,637/mo. Infant childcare $11,700/yr. Median home value $574,357.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →