Prospect, KY

The affordability dashboard for Prospect, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,708 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $152,727, median home value of $559,300, median rent of $2,006 per month, and 70.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $966, 1BR $1,047, 3BR $1,625, 4BR $1,891). Department of Labor data lists infant center-based childcare at $11,236 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Prospect, KY include income, education, rent, childcare. Unemployment currently reads 4.5% and poverty 2.2% — numbers worth keeping alongside the headline grade.