C+

Prospect, PA

Source:

Affordability Score: 64/100

Population: 2,447 · 1 ZIP codes

The affordability dashboard for Prospect, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,447 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $81,739, median home value of $247,100, median rent of $878 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,299 per month (studio $1,001, 1BR $1,077, 3BR $1,661, 4BR $1,789).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Prospect, PA include rent. Pressure points are education. Unemployment currently reads 8.0% and poverty 4.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,739
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing B-
3.0x
Home value $247,100 vs income
Commute D
26 min
Average commute time
Rent A-
$1,299/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$81,739
▲ 32% vs national
Per Capita Income
$37,611
Unemployment Rate
8.0%
Poverty Rate
4.2%

Housing

Median Home Value
$247,100
▼ 10% vs national
Median Rent
$878/mo
Owner Occupied
91.5%
2BR Fair Market Rent
$1,299/mo
▲ 8% vs national

Fair Market Rents by Bedroom

Studio
$1,001
1BR
$1,077
2BR
$1,299
3BR
$1,661
4BR
$1,789

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
70.5%
Median Age
45.5
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Prospect, PA receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 2,447. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Prospect, PA affordable?
Prospect, PA receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,739. Median home value is $247,100.
What is the cost of living in Prospect?
Key cost metrics: Median rent $878/mo. 2BR fair market rent $1,299/mo. Median home value $247,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →