F

Purlear, NC

Source:

Affordability Score: 39/100

Population: 2,571 · 1 ZIP codes

The affordability dashboard for Purlear, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,571 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $45,685, median home value of $167,400, median rent of $684 per month, and 11.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $782, 1BR $793, 3BR $1,233, 4BR $1,538). Department of Labor data lists infant center-based childcare at $9,524 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 13.5% and poverty 22.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,685
Median household income
Education F
11.7%
Bachelor's degree or higher
Housing D
3.7x
Home value $167,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$925/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,524/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$45,685
▼ 26% vs national
Per Capita Income
$23,355
Unemployment Rate
13.5%
Poverty Rate
22.3%

Housing

Median Home Value
$167,400
▼ 39% vs national
Median Rent
$684/mo
Owner Occupied
82.4%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$782
1BR
$793
2BR
$925
3BR
$1,233
4BR
$1,538

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.7%
▼ 18 ppt vs national
High School+
47.9%
Median Age
49.1
Avg. Commute

Childcare Costs

Infant (Center)
$9,524/yr
21% of income
Toddler (Center)
$8,266/yr
Preschool (Center)
$5,662/yr
School-Age (Center)
$3,068/yr

What This Means

Purlear, NC receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 2,571. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Purlear, NC affordable?
Purlear, NC receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,685. Median home value is $167,400.
What is the cost of living in Purlear?
Key cost metrics: Median rent $684/mo. 2BR fair market rent $925/mo. Infant childcare $9,524/yr. Median home value $167,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →