B-

Quincy, IL

Source:

Affordability Score: 65/100

Population: 51,810 · 2 ZIP codes

The affordability dashboard for Quincy, IL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 51,810 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $63,045, median home value of $162,452, median rent of $854 per month, and 28.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,064 per month (studio $734, 1BR $811, 3BR $1,327, 4BR $1,500). Department of Labor data lists infant center-based childcare at $11,134 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Quincy, IL include housing, commute, rent. Unemployment currently reads 4.3% and poverty 15.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,045
Median household income
Education D
28.7%
Bachelor's degree or higher
Housing B+
2.6x
Home value $162,452 vs income
Commute A+
14 min
Average commute time
Rent B+
$1,064/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,134/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$63,045
▲ 2% vs national
Per Capita Income
$37,293
Unemployment Rate
4.3%
Poverty Rate
15.1%

Housing

Median Home Value
$162,452
▼ 41% vs national
Median Rent
$854/mo
Owner Occupied
67.9%
2BR Fair Market Rent
$1,064/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$734
1BR
$811
2BR
$1,064
3BR
$1,327
4BR
$1,500

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.7%
▼ 1 ppt vs national
High School+
61.5%
Median Age
41.3
Avg. Commute
14 min
▼ 12 min vs national

Childcare Costs

Infant (Center)
$11,134/yr
18% of income
Toddler (Center)
$7,887/yr
Preschool (Center)
$7,887/yr
School-Age (Center)
$1,568/yr

What This Means

Quincy, IL receives an overall affordability grade of B- (65/100), aggregated from 2 ZIP codes with a total population of 51,810. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Quincy ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Quincy, IL affordable?
Quincy, IL receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,045. Median home value is $162,452.
What is the cost of living in Quincy?
Key cost metrics: Median rent $854/mo. 2BR fair market rent $1,064/mo. Infant childcare $11,134/yr. Median home value $162,452.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →