C

Radcliff, KY

Source:

Affordability Score: 56/100

Population: 23,574 · 1 ZIP codes

The affordability dashboard for Radcliff, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 23,574 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $58,506, median home value of $165,900, median rent of $942 per month, and 16.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,056 per month (studio $841, 1BR $846, 3BR $1,469, 4BR $1,771). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Radcliff, KY include rent. Pressure points are education. Unemployment currently reads 10.8% and poverty 16.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,506
Median household income
Education F
16.3%
Bachelor's degree or higher
Housing B
2.8x
Home value $165,900 vs income
Commute C-
26 min
Average commute time
Rent B+
$1,056/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,868/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$58,506
▼ 6% vs national
Per Capita Income
$31,233
Unemployment Rate
10.8%
Poverty Rate
16.2%

Housing

Median Home Value
$165,900
▼ 40% vs national
Median Rent
$942/mo
Owner Occupied
53.9%
2BR Fair Market Rent
$1,056/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$841
1BR
$846
2BR
$1,056
3BR
$1,469
4BR
$1,771

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.3%
▼ 14 ppt vs national
High School+
48.3%
Median Age
37.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
13% of income
Toddler (Center)
$6,685/yr
Preschool (Center)
$6,685/yr
School-Age (Center)
$6,044/yr

What This Means

Radcliff, KY receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 23,574. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Radcliff ZIP Codes
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What are common questions about this dashboard?

Is Radcliff, KY affordable?
Radcliff, KY receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,506. Median home value is $165,900.
What is the cost of living in Radcliff?
Key cost metrics: Median rent $942/mo. 2BR fair market rent $1,056/mo. Infant childcare $7,868/yr. Median home value $165,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →