F

Ranchos De Taos, NM

Source:

Affordability Score: 33/100

Population: 6,359 · 1 ZIP codes

The affordability dashboard for Ranchos De Taos, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,359 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $49,337, median home value of $356,400, median rent of $1,189 per month, and 31.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $908, 1BR $1,072, 3BR $1,593, 4BR $2,146).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 13.5% and poverty 21.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,337
Median household income
Education C-
31.5%
Bachelor's degree or higher
Housing F
7.2x
Home value $356,400 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,279/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$49,337
▼ 20% vs national
Per Capita Income
$26,819
Unemployment Rate
13.5%
Poverty Rate
21.0%

Housing

Median Home Value
$356,400
▲ 30% vs national
Median Rent
$1,189/mo
Owner Occupied
80.3%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$908
1BR
$1,072
2BR
$1,279
3BR
$1,593
4BR
$2,146

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.5%
▲ 2 ppt vs national
High School+
54.3%
Median Age
39.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Ranchos De Taos, NM receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 6,359. Challenges include income and housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ranchos De Taos ZIP Codes
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What are common questions about this dashboard?

Is Ranchos De Taos, NM affordable?
Ranchos De Taos, NM receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,337. Median home value is $356,400.
What is the cost of living in Ranchos De Taos?
Key cost metrics: Median rent $1,189/mo. 2BR fair market rent $1,279/mo. Median home value $356,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →