D

Raphine, VA

Source:

Affordability Score: 41/100

Population: 2,271 · 1 ZIP codes

The affordability dashboard for Raphine, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,271 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $51,429, median home value of $251,000, median rent of $873 per month, and 24.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,005 per month (studio $870, 1BR $917, 3BR $1,398, 4BR $1,686). Department of Labor data lists infant center-based childcare at $9,817 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 8.1% and poverty 11.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,429
Median household income
Education F
24.6%
Bachelor's degree or higher
Housing F
4.9x
Home value $251,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,005/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,817/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$51,429
▼ 17% vs national
Per Capita Income
$36,360
Unemployment Rate
8.1%
Poverty Rate
11.8%

Housing

Median Home Value
$251,000
▼ 9% vs national
Median Rent
$873/mo
Owner Occupied
85.5%
2BR Fair Market Rent
$1,005/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$870
1BR
$917
2BR
$1,005
3BR
$1,398
4BR
$1,686

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.6%
▼ 5 ppt vs national
High School+
72.5%
Median Age
56.6
Avg. Commute

Childcare Costs

Infant (Center)
$9,817/yr
19% of income
Toddler (Center)
$7,217/yr
Preschool (Center)
$7,217/yr
School-Age (Center)
$9,082/yr

What This Means

Raphine, VA receives an overall affordability grade of D (41/100), aggregated from 1 ZIP codes with a total population of 2,271. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Raphine, VA affordable?
Raphine, VA receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,429. Median home value is $251,000.
What is the cost of living in Raphine?
Key cost metrics: Median rent $873/mo. 2BR fair market rent $1,005/mo. Infant childcare $9,817/yr. Median home value $251,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →