B+

Raymond, IL

Source:

Affordability Score: 75/100

Population: 1,508 · 1 ZIP codes

The affordability dashboard for Raymond, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,508 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $80,781, median home value of $110,000, median rent of $923 per month, and 28.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $694, 1BR $714, 3BR $1,123, 4BR $1,287). Department of Labor data lists infant center-based childcare at $9,921 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Raymond, IL include housing, rent. Unemployment currently reads 1.4% and poverty 17.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,781
Median household income
Education D
28.9%
Bachelor's degree or higher
Housing A+
1.4x
Home value $110,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$937/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,921/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$80,781
▲ 30% vs national
Per Capita Income
$36,506
Unemployment Rate
1.4%
Poverty Rate
17.2%

Housing

Median Home Value
$110,000
▼ 60% vs national
Median Rent
$923/mo
Owner Occupied
76.2%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$694
1BR
$714
2BR
$937
3BR
$1,123
4BR
$1,287

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.9%
▼ 1 ppt vs national
High School+
58.8%
Median Age
35.4
Avg. Commute

Childcare Costs

Infant (Center)
$9,921/yr
12% of income
Toddler (Center)
$9,620/yr
Preschool (Center)
$8,233/yr
School-Age (Center)

What This Means

Raymond, IL receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 1,508. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Raymond, IL affordable?
Raymond, IL receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,781. Median home value is $110,000.
What is the cost of living in Raymond?
Key cost metrics: Median rent $923/mo. 2BR fair market rent $937/mo. Infant childcare $9,921/yr. Median home value $110,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →