C+

Raymond, MS

Source:

Affordability Score: 62/100

Population: 10,526 · 1 ZIP codes

The affordability dashboard for Raymond, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,526 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $72,783, median home value of $221,300, median rent of $763 per month, and 30.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,288 per month (studio $1,091, 1BR $1,097, 3BR $1,544, 4BR $1,705). Department of Labor data lists infant center-based childcare at $7,674 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Raymond, MS include rent. Pressure points are commute. Unemployment currently reads 3.8% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,783
Median household income
Education C-
30.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $221,300 vs income
Commute F
29 min
Average commute time
Rent B+
$1,288/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,674/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$72,783
▲ 17% vs national
Per Capita Income
$32,983
Unemployment Rate
3.8%
Poverty Rate
11.9%

Housing

Median Home Value
$221,300
▼ 20% vs national
Median Rent
$763/mo
Owner Occupied
87.3%
2BR Fair Market Rent
$1,288/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$1,091
1BR
$1,097
2BR
$1,288
3BR
$1,544
4BR
$1,705

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.8%
▲ 1 ppt vs national
High School+
51.8%
Median Age
41.1
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,674/yr
11% of income
Toddler (Center)
$7,156/yr
Preschool (Center)
$6,532/yr
School-Age (Center)
$5,337/yr

What This Means

Raymond, MS receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 10,526. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Raymond, MS affordable?
Raymond, MS receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,783. Median home value is $221,300.
What is the cost of living in Raymond?
Key cost metrics: Median rent $763/mo. 2BR fair market rent $1,288/mo. Infant childcare $7,674/yr. Median home value $221,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →